020 3821 9306 Book a consultationBook

Wales

Financial advisers in Wales

From Cardiff, Swansea and Newport to mid Wales and the north coast, we match people across Wales with FCA-regulated advisers who suit their situation.

Book a complimentary consultation Or call 020 3821 9306

Advice in Wales

What people here ask us about

Wales has a high share of people working in the public sector, health and education, a large number of small and family-run businesses, and a strong farming tradition. It is also a place many people choose to retire to. Each brings its own questions: public sector pensions and how they fit with other savings, how to take money out of a small company, how a farm passes to the next generation.

Income tax in Wales is partly devolved. The Welsh Government sets Welsh rates of income tax each year, and so far has kept them in line with England and Northern Ireland, so the bands and rates you pay are currently the same. Advisers who work in Wales keep an eye on that, because it can change.

  • Public sector pensions

    NHS, teachers', local government and civil service schemes: what they will pay, and how to build savings around them.

  • Small business owners

    Salary, dividends and company pension contributions, and protecting the business if something happens to you.

  • Farming and land

    Succession planning under the 2026 limits on agricultural and business property relief.

  • Retiring to Wales

    Reviewing pensions and investments set up elsewhere, and planning income and inheritance from a new home.

Across Wales

Wherever you are, the consultation comes to you

Consultations are held by video, so you can speak to the right adviser from home or from work. We work with people throughout Wales.

Before you book

Get a feel for the numbers

All calculators

Questions

Good to know

Is income tax different in Wales?

The Welsh Government has the power to set Welsh rates of income tax, which replace 10p of each UK rate. To date they have been set at 10p, so taxpayers in Wales pay the same overall rates as those in England and Northern Ireland. National Insurance, savings and dividend tax, and inheritance tax are the same across the UK.

Will my adviser be based near me?

We match on fit first: the adviser's specialism and the kind of clients they work with. If you would like someone close by, tell us when you book and we will take it into account. Because consultations are held by video, the right adviser for your situation does not have to be the nearest one.

What happens after I book?

You choose a time, and we match you with an FCA-regulated adviser who works with people in your position. We send you their name, firm and FCA registration so that you can check them on the Financial Services Register, followed by a Microsoft Teams invitation. The consultation is complimentary and you are under no obligation to go further.

Other regions: London, South East, South West, East of England, East Midlands, West Midlands, Yorkshire and the Humber, North West, North East, Scotland, Northern Ireland.

Speak to an adviser in Wales

Choose a time for a complimentary video consultation with an FCA-regulated adviser who suits your situation.

Book a complimentary consultation Prefer to talk? 020 3821 9306
Book a consultation