Calculators
Put a number on it, then talk it through
Seven calculators built on 2026/27 rules. Each one takes a minute or two, keeps your figures on your own device, and ends with the option of a complimentary review with an adviser from our network.
Pensions, tax and inheritance
Choose a calculator
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Pensions
Retirement calculator
See what your pension could pay you, how it compares with the income you want, and what would close any gap.
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Pensions
Pension drawdown calculator
How long your pot could last at a given withdrawal, and the income it could sustain to 95 or 100.
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Pensions
Annuity calculator
The guaranteed income for life your pension could buy at current rates, level or rising with inflation.
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Inheritance
Inheritance tax calculator
Estimate the inheritance tax on your estate, with the residence nil-rate band, gifts and the 36% charity rate.
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Inheritance
Pensions in your estate calculator
What the April 2027 change could add to your family's inheritance tax bill once unused pensions are counted.
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Tax
Income tax calculator
Take-home pay, your true marginal rate, and what it costs to escape the £100,000 allowance trap.
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Tax
Pension annual allowance calculator
Whether the taper reduces your allowance, how much you can still pay in, and any charge on the excess.
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Advice
The value of advice
What the research says taking financial advice is worth over ten years, and an illustration based on your own savings.
See the research
How to use them
A calculator sizes the question. An adviser answers it.
Every calculator here uses the published rates and allowances for 2026/27, checked in November 2026, and shows the assumptions behind the result. They are deliberately simple: good enough to tell you whether something deserves attention, not a substitute for a plan built on your full circumstances.
If a result surprises you, that is usually the moment to talk to someone qualified. You can book a complimentary video consultation from any result, and we will pass your figures to the adviser we introduce so that you do not have to start again.
Private by design
Your figures stay in your browser. Nothing is saved or sent to us unless you choose to book.
Current rules
Rates, thresholds and allowances for 2026/27, including changes confirmed in the Autumn Budget 2026.
Assumptions on show
Each page lists the figures used and explains how the answer is reached.
No sign-up
No email address needed to see a result.
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