East Midlands
Financial advisers in the East Midlands
From Nottingham and Leicester to Derby, Lincoln and Northampton, we match people across the East Midlands with FCA-regulated advisers suited to their circumstances.
Advice in the East Midlands
What people here ask us about
The East Midlands is a region of engineers, manufacturers, logistics firms and the family businesses that supply them. Many of the people who contact us from here have spent decades with one or two large employers and hold valuable final salary pensions as a result. Others have built a company and are starting to think about what happens to it.
Both groups tend to have the same worry: a lot depends on getting one or two decisions right, and they would rather make them with someone qualified beside them.
Final salary pensions
Understanding what a defined benefit pension is worth, the options at retirement, and why most people are better off keeping it.
Business owners
Taking profit efficiently, director pensions, and preparing for a sale or a handover to the next generation.
Redundancy and early retirement
What to do with a lump sum, how to bridge the years to State Pension age, and whether you can afford to stop.
Passing on property and savings
Inheritance tax planning for estates where the home, savings and pensions together now exceed the allowances.
Across the East Midlands
Wherever you are, the consultation comes to you
Consultations are held by video, so you can speak to the right adviser from home or from work. We work with people throughout the East Midlands.
Before you book
Get a feel for the numbers
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Pensions
Retirement calculator
See what your pension could pay you, how it compares with the income you want, and what would close any gap.
Open the calculator -
Inheritance
Inheritance tax calculator
Estimate the inheritance tax on your estate, with the residence nil-rate band, gifts and the 36% charity rate.
Open the calculator -
Tax
Income tax calculator
Take-home pay, your true marginal rate, and what it costs to escape the £100,000 allowance trap.
Open the calculator
Questions
Good to know
Should I transfer my final salary pension?
For most people the answer is no: a guaranteed, inflation-linked income for life is hard to replace. If the transfer value is over £30,000 you are legally required to take regulated advice before transferring. An adviser will start from the assumption that staying put is right and explain clearly if your circumstances suggest otherwise.
Will my adviser be based near me?
We match on fit first: the adviser's specialism and the kind of clients they work with. If you would like someone close by, tell us when you book and we will take it into account. Because consultations are held by video, the right adviser for your situation does not have to be the nearest one.
What happens after I book?
You choose a time, and we match you with an FCA-regulated adviser who works with people in your position. We send you their name, firm and FCA registration so that you can check them on the Financial Services Register, followed by a Microsoft Teams invitation. The consultation is complimentary and you are under no obligation to go further.
Other regions: London, South East, South West, East of England, West Midlands, Yorkshire and the Humber, North West, North East, Scotland, Wales, Northern Ireland.
Speak to an adviser in the East Midlands
Choose a time for a complimentary video consultation with an FCA-regulated adviser who suits your situation.