South West
Financial advisers in the South West
From Bristol and Bath to Devon and Cornwall, we match people across the South West with FCA-regulated advisers suited to their situation, wherever they live in the region.
Advice in the South West
What people here ask us about
The South West has the oldest population of any English region, and many of the people who contact us from here are planning the second half of life: when to stop work, how to draw on what they have saved, and how to pass on what is left. Others moved here to retire and brought a lifetime's pensions and investments with them, arranged for a life they no longer lead.
It is also a region of farms, family firms, holiday lets and people who work for themselves. Their finances rarely fit a standard pattern, and the reliefs they rely on for inheritance tax changed significantly in April 2026.
Retirement income
Drawdown, annuities and the State Pension arranged into an income that lasts, with tax spread sensibly across the years.
Farms and family businesses
Agricultural and business property relief is now given at 100% only on the first £2.5 million. Succession plans made before 2026 need revisiting.
Second homes and holiday lets
Capital gains, the end of the furnished holiday let regime and what a sale or gift would mean.
Later-life planning
Paying for care, powers of attorney and making sure money is accessible to the people who may need to manage it.
Across the South West
Wherever you are, the consultation comes to you
Consultations are held by video, so you can speak to the right adviser from home or from work. We work with people throughout the South West.
Before you book
Get a feel for the numbers
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Pensions
Retirement calculator
See what your pension could pay you, how it compares with the income you want, and what would close any gap.
Open the calculator -
Inheritance
Inheritance tax calculator
Estimate the inheritance tax on your estate, with the residence nil-rate band, gifts and the 36% charity rate.
Open the calculator -
Tax
Income tax calculator
Take-home pay, your true marginal rate, and what it costs to escape the £100,000 allowance trap.
Open the calculator
Questions
Good to know
I live in a rural part of the South West. Will I have to travel?
No. Consultations are held by video on Microsoft Teams, so you can speak to the right adviser from home whether you are in central Bristol or on the Lizard. If you would prefer a telephone call, tell us when you book.
Will my adviser be based near me?
We match on fit first: the adviser's specialism and the kind of clients they work with. If you would like someone close by, tell us when you book and we will take it into account. Because consultations are held by video, the right adviser for your situation does not have to be the nearest one.
What happens after I book?
You choose a time, and we match you with an FCA-regulated adviser who works with people in your position. We send you their name, firm and FCA registration so that you can check them on the Financial Services Register, followed by a Microsoft Teams invitation. The consultation is complimentary and you are under no obligation to go further.
Other regions: London, South East, East of England, East Midlands, West Midlands, Yorkshire and the Humber, North West, North East, Scotland, Wales, Northern Ireland.
Speak to an adviser in the South West
Choose a time for a complimentary video consultation with an FCA-regulated adviser who suits your situation.